Definition: An admitted carrier is licensed by a state insurance department and files its rates and forms there; policyholders typically have state guaranty fund protection.

Why it matters for salons and spas

Most standard salon policies come from admitted carriers; specialty risks may go to non-admitted (E&S) markets.

Example

A small hair salon is placed with an admitted carrier.

Related terms

Excess and Surplus (E&S) Lines

Learn more: online vs. agent · full glossary · salon insurance questions.

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