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Sublimit

Salon insurance glossary

Definition: A sublimit is a smaller limit that applies to a specific type of claim within a larger policy limit.

Why it matters for salons and spas

Beauty policies often sublimit abuse and molestation, certain product claims or specific services.

Example

A policy with a high liability limit caps abuse and molestation claims at a much lower sublimit.

Related terms

Abuse and Molestation Coverage · Exclusion

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