Short answer: Yes. Booth and suite renters are independent businesses, and the salon’s policy does not cover their services. Most salons and suite operators require renters to carry general and professional liability and show a certificate of insurance.

The details

Renters should also insure their tools and kit, and choose an occurrence-form policy with their own aggregate limit.

Salon owners should collect updated certificates every year.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: booth renter insurance · renter vs. owner.

More questions: Does general liability cover a slip and fall in a salon? · Can I get salon insurance with a prior claim? · Does salon insurance cover earthquake damage?.

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