Short answer: Property coverage or a business owners policy typically covers theft of salon-owned equipment, subject to the deductible and policy terms. Booth renters need their own tools and kit coverage.

The details

Coverage for items in vehicles or off-premises may require an inland marine or tools endorsement.

Keep a list of equipment with serial numbers and values.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: property coverage · property insurance example.

More questions: Does salon insurance cover lash extensions? · Does salon insurance cover a power outage? · Does salon insurance cover products I sell?.

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