Short answer: Many salons carry general liability limits of $1 million per occurrence and $2 million aggregate because leases require it, with professional liability at similar limits. Property limits should match the replacement cost of your equipment and improvements.

The details

Higher limits or an umbrella may be needed for resort, mall or medical settings.

Your lease and services drive the right answer.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: aggregate limit · umbrella policy.

More questions: Is a business owners policy worth it for a salon? · Can I add my landlord as additional insured? · Can I cancel salon insurance at any time?.

Ready to compare? One application, multiple carriers, and a Live Certificate of insurance when you bind. Get Multiple Quotes within minutes or call (866) 964-6660.