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Abuse and Molestation Coverage

Salon insurance glossary

Definition: Abuse and molestation coverage responds to allegations of abuse or inappropriate contact during a service. Many beauty and spa policies exclude or sublimit it.

Why it matters for salons and spas

Spas, massage and body-treatment businesses should review this carefully, since one-on-one services in private rooms are where these claims arise.

Example

A spa confirms its policy includes an abuse and molestation sublimit and adds staff training.

Related terms

Sublimit · Exclusion

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