Short answer: Professional liability typically covers razor nicks and cuts during shaves or line-ups, including resulting infections, when those services are covered by the policy.

The details

Sterilization practices matter to underwriters.

Chair renters need their own coverage.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: barber shop insurance · barbershop insurance.

More questions: Does salon insurance cover hair damage claims? · What insurance does a med spa need? · How much salon insurance coverage do I need?.

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