Definition: A business owners policy bundles general liability, commercial property and business income coverage into one policy for small businesses.

Why it matters for salons and spas

Salons with a storefront, equipment or inventory usually find a BOP the most efficient way to meet lease requirements and protect their property.

Example

A salon owner buys one BOP covering premises liability, stations and dryers, and lost income after a fire.

Related terms

Business Income Coverage · Tenant Improvements (Betterments) · Equipment Breakdown

Learn more: BOP vs. general liability · full glossary · salon insurance questions.

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