Definition: Tenant improvements are permanent upgrades a tenant pays for in a leased space — plumbing for shampoo bowls, lighting, flooring, built-in stations.

Why it matters for salons and spas

Your landlord’s policy usually does not cover improvements you paid for; your property policy or BOP should.

Example

After a fire, the salon’s BOP pays to rebuild the shampoo area the salon installed.

Related terms

Replacement Cost · Business Owners Policy (BOP)

Learn more: insuring your build-out · full glossary · salon insurance questions.

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