Definition: In a monopolistic state, workers’ compensation must be purchased from a state fund rather than private insurers. Ohio is one of these states.

Why it matters for salons and spas

Ohio salons buy comp from the Ohio Bureau of Workers’ Compensation and often add stop gap employers’ liability separately.

Example

An Ohio salon buys comp from BWC and adds stop gap to its general liability.

Related terms

Workers’ Compensation · Employers’ Liability

Learn more: salon workers’ comp in Ohio · full glossary · salon insurance questions.

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