Definition: Workers’ compensation pays medical bills and lost wages for employees injured on the job, and is required by law in most states once you have employees.

Why it matters for salons and spas

Stylists, nail techs and assistants face repetitive-strain, chemical and slip injuries. Rules on when coverage is required vary by state.

Example

A shampoo tech develops dermatitis from repeated chemical exposure; workers’ comp pays treatment and wage benefits.

Related terms

Employers’ Liability · Class Code · Premium Audit · Monopolistic State (Workers’ Comp)

Learn more: workers’ comp for salons · full glossary · salon insurance questions.

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