Definition: Product liability covers injury or damage caused by products you apply or sell, such as a rash from a retail serum or a reaction to a styling product.

Why it matters for salons and spas

Salons that retail products or private-label items should confirm product liability is included and understand any limits for private-label goods.

Example

A client reacts to a hair oil bought at your front desk; product liability responds.

Related terms

Products-Completed Operations · General Liability

Learn more: general liability · full glossary · salon insurance questions.

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