Short answer: If you have employees, EPLI is worth considering. It covers claims such as wrongful termination, discrimination and harassment, which general liability excludes.

The details

Small salons face these claims too, especially around terminations.

Good hiring and documentation practices help.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: EPLI · EPLI definition.

More questions: Do booth renters need their own insurance? · Does general liability cover a slip and fall in a salon? · Can I get salon insurance with a prior claim?.

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