Short answer: Yes. Suite tenants are independent businesses and suite operators typically require general and professional liability with the operator named as additional insured. Tenants should also insure their equipment and consider business income.

The details

The operator’s policy covers the building and common areas, not your services.

See our booth renter vs. owner comparison.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: renter vs. owner · salon suite buildings.

More questions: Does salon insurance cover teaching classes or events? · Is salon insurance required by law? · Does salon insurance cover stolen equipment?.

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