Short answer: Salon malpractice insurance is another name for professional liability — coverage for claims that a beauty service caused injury or loss, such as burns, infections, reactions or cuts.

The details

It is separate from general liability, which covers premises injuries.

Most beauty businesses need both.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: professional liability · GL vs. PL.

More questions: Do salon suite tenants need insurance? · Does salon insurance cover teaching classes or events? · Is salon insurance required by law?.

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