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Certificate of Insurance (COI)

Salon insurance glossary

Definition: A certificate of insurance is a one-page summary proving you carry specific coverage, limits and policy dates. It does not change the policy; it documents it.

Why it matters for salons and spas

Landlords, salons, suite operators and venues ask for a COI before you can open, rent a chair or work an event. A Live Certificate from our agency is a link that always shows current coverage.

Example

Before a bridal booking, the venue requests a COI naming it as certificate holder and additional insured.

Related terms

Additional Insured · General Liability

Questions about your own policy? One application, multiple carriers, and a Live Certificate of insurance when you bind. Get Multiple Quotes within minutes or call (866) 964-6660.

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