Definition: Primary and noncontributory wording means your policy pays first for a covered claim involving the additional insured, without requiring their own policy to contribute.

Why it matters for salons and spas

Venues, suite operators and commercial landlords often require this wording on certificates.

Example

A venue requires the makeup artist’s policy to be primary and noncontributory for events.

Related terms

Additional Insured · Certificate of Insurance (COI)

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