Short answer: Only if you carry cyber liability. General liability and BOP policies generally exclude data breach costs.

The details

Online booking, card payments and client photos create exposure.

Cyber coverage pays notification, forensics and response costs.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: cyber liability · cyber risk for salons.

More questions: What is an occurrence policy? · Do I need EPLI for my salon? · Do booth renters need their own insurance?.

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