Short answer: Some spa policies include massage and others require it to be scheduled or insured separately. Massage businesses should also review abuse and molestation coverage, which is often limited.

The details

List massage and every body service when you apply.

Therapist licensing is a standard underwriting question.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: spa insurance · abuse & molestation coverage.

More questions: What is salon malpractice insurance? · Do salon suite tenants need insurance? · Does salon insurance cover teaching classes or events?.

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