Short answer: True independent booth renters are not employees and are not covered by the salon’s workers’ comp. But if the salon controls their hours, prices or methods, state agencies may treat them as employees.

The details

Misclassification can create comp, payroll tax and wage liability.

Keep rental agreements consistent with independent status.

Coverage always depends on the specific policy, its exclusions and endorsements, and each carrier’s underwriting.

Related: misclassification · renter vs. owner.

More questions: Does spa insurance cover massage? · What is salon malpractice insurance? · Do salon suite tenants need insurance?.

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